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🙂 Learn about the characteristics of the loans for home purchase offered Subsidy of housing 🥇

Subsidy of housing

Subsidy of housing : One of the banking entities that offers not only benefits but also the opportunity that you can acquire a home through the loan financing plans to buy a home offered by the social fund, these financing plans have two modalities, the first modality is In Colombian pesos if you choose this modality you can have a term from 5 to 15 years and the second modality is in UVR with a term between 5 to 20 years, in addition to that, it offers you an amortization system to which you can adjust comfortably depending on the legal minimum wage current that you perceive.

🤓  Look at the characteristics of the credit to buy a home offered by Subsidy of housing  ✅


The characteristics of the credit to buy a home offered by Banco Caja Social is fundamentally based on the comfort and flexibility that it offers to potential applicants so that they can buy a home that meets the economic needs of the people who scam the decision to opt Due to this type of financing method, one of the characteristics that most attracts attention is that this bank allows the option to purchase a new or used home as long as the commercial value of the same is based on the 20 current legal minimum wages.

🔥 💥 On the other hand, loans to buy a home allow to cover the value of a social interest home (VIS) up to 135 current legal minimum wages or higher than (VIS), in terms of the  🤑

percentage that the loan covers is approximately 70% of the commercial value of home, it is important that you keep in mind that the first cancellation fee will not exceed 30% of the current legal minimum wage that you receive either you or your family members, if you ask yourself how much is the minimum amount of loans offered by the Bank Social fund for the purchase of housing? The answer is very simple, this will depend on the type of modality you choose for the credit if you choose the UVR modality the minimum amount is 10 current legal minimum wages and if you choose the modality in Colombian pesos the minimum loan amount is 20 Legal minimum wages in force and the ease of payment through the bank offices if you prefer.

Lectura de Interés:   ⭐ Learn about the types of unemployment benefits granted by the government Subsidy of housing 🥇

😂  It can be by automatic debit from the savings account or checking account ✨


if the opting party has the possibility of making advance payments, they can do so without running any type of risk. If sanctioned, this payment system allows you to release the credit in the shortest time possible, it is important that you bear in mind that the interest rates are regulated by the board of directors of the Bank of the Republic so you will not run the risk that are increased, remaining until the cancellation of the credit unless the board of directors of the Banco de la República publishes the increase in said interest rates